Kaduna Smart Agriculture Cluster
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Agriculture Kaduna State 11.5% target return

Kaduna Smart Agriculture Cluster

1,800-hectare irrigated farm cluster producing rice, maize and soy with solar-powered pivots and modern storage.

Raised so far
$3.1M
Funded
47%
Target return
11.5%
Duration
36mo
Investors
692
Min. entry
$50

Invest in Kaduna Smart

Join 692 investors funding this build. Minimum $50, KYC in under 5 minutes.

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Overview

What you're funding

An 1,800-hectare commercial farm cluster in the Kaduna river basin, structured as an outgrower-anchored SPV. Solar-powered centre-pivot irrigation, mechanised tillage and on-site aggregation silos enable two cropping cycles per year. Offtake is secured by long-term contracts with millers and the Nigerian Commodity Exchange.

Project highlights

  • 5-year offtake agreements with two Tier-1 rice and soy millers
  • Solar-powered centre-pivot irrigation across 1,200 ha
  • 12,000-tonne aggregation and drying silos on site
  • Anchor-outgrower model integrating 1,400 smallholder farmers
Roadmap

Project timeline

  1. Phase 1
    Due diligence & SPV setup
    Dec 2025
  2. Phase 2
    Capital raise open
    Now
  3. Phase 3
    Construction & deployment
    Q3 2026
  4. Phase 4
    Commissioning & first payout
    Q1 2027
Deal terms

Financial structure

Total project size
$6.6M
Target raise
$3.1M
Investor share
Senior debt, 11.5% APR
Payout cadence
Semi-annual (post-harvest)
Risk factors

How we mitigate risk

  • Weather and yield risk mitigated by NAIC multi-peril crop insurance.
  • Price volatility hedged through fixed-floor offtake contracts.
  • Outgrower default risk managed via input-on-credit and harvest deductions.
Partners & counterparties

Who's involved

Kaduna State Ministry of Agriculture Olam Nigeria (offtake) AFEX Commodities Exchange NIRSAL (guarantee)
Investor calculator

Project your returns

Based on a target return of 11.5% APR over a 36-month tenor. Returns are contractual coupons, not guaranteed yields.

$
$50$50,000
Annual return
$115
11.5% of principal
Per quarterly payout
$29
12 payouts over tenor
Total over 36 mo
$345
Cumulative interest
Capital + returns
$1,345
Principal returned at maturity
Interactive projections

Charts update live as you adjust the investment amount.

· Stacked area shows your principal (stable) plus accumulating interest each quarter.· Over 36 months you hold 12 coupon periods.· Principal is returned at maturity, on top of cumulative coupons.

Illustrative only. Actual returns depend on project performance and the SPV's cash waterfall.

Capital stack

Where your slice sits

A breakdown of how this project is financed. Higher tranches are repaid first from project cash flows.

  • Diaspora senior debt← your tranche55%
  • Sponsor equity25%
  • Grant / concessional20%
Repayment waterfall: senior tranches receive scheduled coupons before subordinated tranches. Equity is last to be paid and first to absorb losses.
Use of funds

How the raise is deployed

Every dollar is allocated against a line item in the project budget, audited quarterly.

  • Irrigation pivots & solar pumps30%
  • Mechanisation (tractors, harvesters)22%
  • Silos, drying & aggregation centre18%
  • Seeds, fertiliser & agro-inputs14%
  • Outgrower financing & training8%
  • Contingency & working capital8%
Deal team

The people running this project

Sponsor operators, the Endeleo trustee and the independent fiduciary safeguarding your capital.

Verified profiles
AO
Adaeze Okonkwo
Managing Trustee, Endeleo Capital

20+ years structuring infrastructure SPVs across West Africa. Former AfDB project finance.

IY
Engr. Ibrahim Yusuf
Agriculture Lead Sponsor

Operator with a 15-year track record delivering agriculture projects across Nigeria.

KA
Kemi Adewale
Independent Trustee

FRC-registered fiduciary overseeing cash waterfall, escrow controls and investor reporting.

Project updates

Live from the deal team

Every milestone, audit and operational change is published here before anywhere else.

  1. 12 Mar 2026Milestone

    Capital raise crosses 50% on schedule

    692 investors have committed to Kaduna Smart Agriculture Cluster. Construction tender opens next week as planned.

  2. 21 Feb 2026Operations

    EPC contractor selection complete

    Three pre-qualified contractors submitted bids. Selection panel includes our independent trustee and an external technical advisor.

  3. 05 Feb 2026Compliance

    Quarterly audit report published

    Big-four review of the SPV's escrow account and project accounts is now available in your data room.

Ask the deal team

Got a question about Kaduna Smart?

Send it directly to the trustee. We reply within one business day.

Investor data room

Documents & agreements

Review the full Information Memorandum and sign the Investment Agreement to confirm your subscription. All documents are reference VST-KADUNA-2026.

SOC 2 · e-signature compliant

Information Memorandum

For review

Full disclosure pack for Kaduna Smart Agriculture Cluster: structure, financials, risks, partners and impact reporting.

PDF · 28 pagesUpdated 2 weeks ago

Investment Agreement

Sign to invest

SPV subscription agreement governing your investment, payouts and exit rights. Counter-signed by the trustee.

PDF · 14 pagesVersion 3.1

By signing the Investment Agreement you confirm you have read the Information Memorandum, understand the risks, and meet Endeleo's investor eligibility criteria. Electronic signatures are legally binding under the eIDAS Regulation and the US ESIGN Act.

FAQ

Questions investors ask

What happens if a harvest underperforms?+

Multi-peril crop insurance through NAIC covers yield shortfalls from drought, flood or pests, and a 6-month debt service reserve smooths cash flows between harvests.

How are smallholder farmers involved?+

1,400 outgrowers receive subsidised inputs, mechanisation and extension support, then sell produce back to the SPV at a guaranteed floor price.

Ready to back this project?

Join 692 investors already participating in Kaduna Smart Agriculture Cluster.